PG DIPLOMA IN BANKING AND FINANCE
PG Diploma in Banking & Finance Syllabus (1 Year)
Year 1 (Full Year)
Core
- Principles & Practices of Banking
- Role and types of banks
- Banking operations (deposits, advances, remittances)
- Central banking functions
- Modern banking practices
- Financial Accounting & Analysis
- Fundamental accounting principles
- Preparation of financial statements
- Ratio analysis, trend analysis
- Cash flow statements & fund flow analysis
- Managerial Economics & Banking Laws & Regulations
- Demand, supply, elasticity
- Production, cost curves
- Market structures (perfect competition, monopoly, oligopoly)
- Macroeconomics: GDP, inflation, unemployment, fiscal & monetary policies
- Legal framework of banking in India
- Contracts, negotiable instruments
- Reserve Bank of India act, Banking Regulation Act
- KYC, AML, banking standards
- Marketing of Banking & Financial Services
- Product, pricing, promotion, distribution of banking services
- Customer segmentation, CRM
- Digital banking, e‑banking, mobile banking
- Quantitative Methods / Business Statistics
- Probability, sampling, estimation
- Hypothesis testing
- Correlation, regression
- Time series, forecasting
- Information Technology in Banking & Investment Banking & Capital Markets
- Core banking system
- Payment systems (RTGS, NEFT, IMPS)
- Digital banking technologies, fintech, cybersecurity basics
- Overview of capital markets, securities
- Underwriting, IPO, mutual funds
- Derivatives (futures, options)
- Fixed income securities, portfolio theory
- Financial Management / Corporate Finance & Risk Management in Banking
- Time value of money
- Capital budgeting (NPV, IRR)
- Cost of capital, capital structure
- Working capital management
- Types of risk (credit, market, operational, liquidity)
- Risk measurement & models
- Mitigation tools & techniques
- Regulatory capital, Basel norms
- Foreign Exchange & International Banking
- Forex market, exchange rate determination
- Trade finance instruments (L/C, bills of exchange)
- International payment systems
- Global banking practices
- Microfinance, Rural & Cooperative Banking
- Structure of cooperative banks
- Microfinance concept, models, self-help groups
- Financial inclusion, rural credit systems